You are here : Home > Community > Safe Trading > View All Safe Tradings Articles > Online shopping: good reflexes
Online shopping: good reflexes, added on 08/02/2011
Today we can buy almost everything online, but the question arises whether it is safe?
To ensure the best conditions for purchase, here are 4 anti-fraud solutions to be explored for increased security:
- Insurance Fraud: For 15 euros per year, these online insurances (@ssur@nce intern@ute de Firstassur, Securiclic, WorldPay) guarantee the purchaser against online credit card fraud, but also against non-delivery, theft or breakage of goods ordered on most commercial sites.
- Labeled sites : Very serious and recognized labels for the protection exist in all countries. For example for the French sites, see if the FIA-Net label is displayed. If ever there was to be hacking your bank account, you can request a full refund of the amount diverted. This guarantee is in place and free of charge when purchasing a site marked by FIA-Net.
- The e-Credit Card: sold since 2002, this service allows the buyer previously registered with his bank to obtain for every online purchase a credit card number, unique and disposable card number to replace your plastic credit card number. The service is now offered by a half-dozen banks is often charged (count 6 euros for the installation of the service, then 0.5 euros per transaction).
- Navi Mag-Tip: While banks are often very discreet about it, they almost always offer an opportunity to repudiate the purchase in case of Internet fraud, although it remains a franchise to be honored by the consumer. Ask your bank for details.